The term “Motor Vehicle Accidents” relates to traffic related accidents, including those involving cars, trucks and motorcycles. This term also relates to accidents that happen on the roads involving public transport vehicles. However the majority of injuries that lead to compensation claims arise out of car accidents.
Firstly, if you or anyone else is injured, you should call 000. You should get an ambulance to attend the scene, and report the incident to the police. Make sure you exchange details with the other driver. You will need to note down the registration number of the car, the driver's license number and the details of their insurance.If you are injured and believe you are entitled to compensation, you should file a claim with the relevant insurer as soon as possible.
Strict time limitations apply to lodging compensation claims. You must lodge the claim form with the relevant insurer within 6 months of the date of the accident. The form may be refused if not received within this time frame.
Keep in mind also that you have only 24 hours to report an accident to police. There are some exceptions to this rule.
If your claim is under $5000, you can receive some benefits whether you were at fault or not. Where a claim exceeds $5000, provided you weren't at fault, were only partly at fault, or fault cannot be identified, you are entitled to make a claim for compensation. You will need to provide evidence in order for the insurer to investigate your claim. If your claim is not accepted, there are ways in which you can appeal the decision of the insurer.
You may need to provide photos and documentation to support your claim. This could include medical reports, the evidence of eyewitnesses and the police report. You'll also need to include the registration number of all cars involved in the accident.