Total Permanent Disability

Total Permanent Disability

Sometimes, an accident can have catastrophic consequences. Total Permanent Disability is a term used to refer to those who are so seriously injured or ill that they can no longer work in their chosen occupation. Many insurance funds and superannuation trusts provide lump sum payments for those who satisfy the test for TPD.

The specific requirements to qualify for a TPD claim are generally spelled out by the insurer or trust. These types of lump sum payouts are designed so as to cover the living and medical expenses of a person who cannot work due to their illness or injury. These are normally paid on top of other weekly or monthly entitlements.

If you believe you qualify for a TPD payout, you will need to provide evidence to support your claim. The claims process can be complex, and involves time limitations. It can often be very difficult to satisfy the exact requirements of your insurer. Our experienced compensation lawyers can guide you through this process. Call us on 02 9708 2222 to discuss your claim today.

Claims process

As with all compensation claims, you need to be aware of the time limitations in place for making a claim. Normally, these types of claims must be made within two years of the injury, or of your last day at work. To ensure that you meet the deadlines, it is recommended that you speak to one of our compensation law experts. Click here to read more about the claims process.


What is a total and permanent disability?
I haven't been able to do my job for over 6 months. Do I qualify for a Super TPD payout?
What evidence will I need to support my claim?
Will I still continue to receive weekly benefits for my injuries?
Why do I need a lawyer?

Call us today on 02 9708 2222 to talk to one of our experienced compensation lawyers about your claim.

Client Testimonials
Mr E.H - 9/08/2012
I am forever indebted to Thurlows Compensation Lawyers. Following a traumatic workplace injury I consulted some compensation lawyers and assumed what was being done was correct...
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Mrs S. N - 2/05/2012
Thurlow’s have been fantastic to me. My case was being handled by another compensation practice. I had no idea what was going on, how long it would take or what I might recover.....
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Mrs V. S - 27/02/2012
I was referred to Thurlows Compensation Lawyers by a friend. They were incredibly helpful and at the first consultation set out for me the procedure that would be followed, how long it would take and the likely result....
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